Business Loans
The right financing for your success
Whether you need cash to operate, or capital to expand, First International Bank & Trust can help you get there.
Operating Loans
Fund operations and access capital
With a variety of terms and products for businesses of any size, business operating loans give you access to cash when you need it and the added benefit of tax-deductible interest.
Revolving
A revolving line of credit lasts multiple years and lets you borrow money from your loan account repeatedly as you pay back the balance that you owe.
Non-revolving
A non-revolving line of credit is a one-time-use loan that provides a set limit of funds to borrow as you need them. The line of credit typically lasts for one year.
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Equipment Loans
Get the gear you need to get the job done
Whether you need to buy a fleet of vehicles, or outfit your office with equipment, we can help you finance. Equipment financing allows you to:
Obtain easy approval.
The equipment you’re purchasing will be used to secure your loan, minimizing the impact of financial history on approval.
Manage risk.
Mitigate the uncertainty of investing in a capital asset.
Benefit from tax incentives.
The maximum annual tax deduction for financing equipment is currently set at $500,000, which means, financing is often entirely tax deductible for small business owners.
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Commercial Real Estate Loans
Buy or refinance your facilities
Give your business room to grow with financing for expansion or new construction. First International Bank & Trust offers long term financing, and bridge loans for your commercial expansion, or your building project, including multi-family construction or permanent housing.
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