Overdraft Coverage Options
Avoid overdraft fees on your account
Take some of the work and worry out of managing your cash flow. Choose the overdraft coverage that works best to protect your accounts from costly and inconvenient overdraft fees.
Link to Another Deposit Account
Upon request, you can ask for automatic transfers from any eligible savings or checking account be made to cover overdrafts. Your funds transfer automatically when you need them, free of charge. If your balance goes below a certain amount, funds are transferred automatically from the designated checking or savings account to the underfunded account automatically. To sign up for a Link to Another Deposit Account, contact us.
Protect your accounts from costly and inconvenient overdrafts. A First Reserve Loan can be added to all qualified checking accounts. Contact us to apply.
Who is FIBT?
First International Bank & Trust (FIBT) is a full-service, family-owned, independent community bank serving a wide range of communities across North Dakota, South Dakota, Minnesota, and Arizona.