EVOLVE Business Visa® Credit Card
Designed for companies that have been in business for at least one year with annual sales revenue of $2 million or less and need less than 10 cards in their program.
Visa Benefits for Business
Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.
Auto Rental Collision Damage Waiver
Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.
Travel & Emergency Assistance
Puts the cardholder in touch with the appropriate emergency services should the need arise. Automatic common carrier accidental death and dismemberment coverage for cardholders and their eligible family members when they use a covered Visa card to purchase travel tickets.
Purchase Security and Extended Protection
Reimbursement to the cardholder in the event of loss, theft, damage, or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.
One Point for Every $1 Spent
Earn one point per $1 spent on purchases made on any First International Bank & Trust EVOLVE Business or Business+ cards registered to your business.
No Cap on Rewards Points
There’s no cap on points and your points do not expire as long as your account remains open and the Rewards Program has not ended.
Combine points from all FIBT business and personal credit cards that come with LiveFirst Rewards to earn high value awards more quickly.
Redeem Points for Travel, Statement Credits, Merchandise & More
Enjoy automatic enrollment in LiveFirst Rewards. Redeem as you wish, as often as you wish for things or experiences that are meaningful to you or your business.
Air Travel Flexibility
Use rewards points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.
Account Management & Reporting
Secure Web & Mobile Access
You can access your account online to review transaction data, produce reports and monitor your business expenses, all through a secure, mobile-friendly, easy-to-use web browser interface.
Easy Account Creation
Create new accounts and order cards online. Receive new cards within 7 to 10 business days from submission, or request expedited delivery if a rush is required.
Real-Time Account Management
Define and control levels of access, set individual employee credit limits, review transactions, and restrict merchants and categories for which the card can be used.
Authorizations & Declines
View transaction authorizations and declines as they occur.
Manage Account Statements Online
Make payments from several different accounts or just one. You have the option to select statement amount, other amount or current balance.
View & Download Transaction Data
View and download standard and customized reporting: merchant category reports and transaction-level data at the account and cardholder level.
Transfer Data to Accounting Programs
Integrate and map data directly to your expense management or ERP systems.
Improve Expense Management
Understand and better manage expenses and vendor/category spend through reports and dashboards.
Apple Pay® & Google Pay™
Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.***
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.
EVOLVE Business Visa Credit Card Disclosure