Savings Accounts

Start Your Savings Account. Start Reaching Your Goals.

Everyone has goals: a comfortable retirement, education for children, a new home, travel and more. We can help you get there.

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  Personal Savings Accounts

  • 1Most Popular

    Regular Savings

    • Tiered interest levels, compounded quarterly and paid on average daily balance. The more you save, the more you earn.
    • $6 quarterly service charge (if the average daily balance for the quarter is less than $200)
    • Quarterly statements
    • Six preauthorized or automatic withdrawals or transfers per month
    • Unlimited in-person transactions

    Savings Account Information ›

  • 2Money Market Savings

    First Money Market

    • Save a bit more and earn great interest on a money market account
    • Tiered interest levels, compounded monthly and paid on average daily balance. The more you save, the more you earn.
    • $1,000 minimum deposit to open the account
    • $15 monthly service charge (if the balance in the account falls below $1,000 any day of the statement cycle)
    • Combined statements with your checking account

    First Money Market Savings Account Information ›

  • 3Save for Health Care and Get a Break on Taxes

    Health Savings Account

    • Tax-favored account for qualified medical expenses of eligible individuals with high-deductible health insurance plans
    • Check safekeeping
    • Tiered interest levels, compounded monthly and paid on average daily balance
    • Complimentary First International Bank & Trust custom-design checks available
    • No service charge for the first year
    • $3 monthly service charge if balance falls below $2,500 any day of the statement cycle after the first 12 months

    Health Savings Account Information ›

  • 4Get Perks for Being Under 24 or Over 65

    Special Age Savings

    • Tiered interest levels, compounded quarterly and paid on average daily balance. The more you save, the more you earn.
    • No service charge for customers under the age of 24 or over the age of 65
    • Quarterly statements
    • Six preauthorized or automatic withdrawals or transfers per month
    • Unlimited in-person transactions

    Special Age Savings Account Information ›

  • 5Save for the Perfect Christmas

    Christmas Club Savings

    • No minimum deposit
    • Make as many deposits as you like for as little as you wish
    • Withdrawals not allowed until maturity
    • Account matures on November 15 each year (term varies)
    • Account balance is transferred to another First International Bank & Trust account at maturity

    Savings Account Information ›

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  Business Savings Accounts

  • 5Saving for Your Business

    Business Savings

    • No minimum opening balance
    • Tiered interest levels, compounded quarterly and paid on average daily balance when the minimum balance is maintained. The more you save, the more you earn.
    • $6 quarterly service charge (for accounts with under $200 average quarterly balance)
    • Quarterly statements
    • Six preauthorized or automatic withdrawals or transfers per month
    • Unlimited in-person transactions

    Business Savings Account Information ›

  • 6Money Market Savings for Business

    Business First Money Market

    • $1,000 opening balance requirement
    • Save a bit more and earn great interest on a money market account
    • Tiered interest levels, compounded monthly and paid on average daily balance. The more you save, the more you earn.
    • $15 monthly service charge (if the balance falls below $1,000)
    • Monthly statements
    • Six preauthorized or automatic withdrawals, transfers or checks per month
    • Unlimited in-person transactions

    First Money Market Savings Account Information ›