Operating Loans

Maintain and strengthen your homestead

With a variety of terms and products for farms and ranches of any size, operating loans give you access to cash to fund your operations.

A revolving line of credit lasts multiple years and lets you borrow money from your loan account repeatedly as you pay back the balance that you owe.

A non-revolving line of credit is a one-time-use loan that provides a set limit of funds to borrow as you need them. The line of credit typically lasts for one year.

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Livestock Loans

Take the uncertainty out of buying livestock

Financing for the purchase, care, feeding or refinancing of debt on livestock.

Livestock loans can be tailored to meet your specific financing needs, whether it’s for grass cattle, feedlot, or livestock breeding.

Loan terms range from short-term grass cattle financing to longer term loans for breeding livestock, with variable, fixed and adjustable interest rates.

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Machinery Loans

Upgrade your production

The equipment you're purchasing will be used to secure your loan, minimizing the impact of financial history on approval.

Mitigate the uncertainty of investing in a capital asset.

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Special Loan Programs

Unique programs for your unique operation

Start or expand your operation with special loan programs from the following organizations

USDA Farm Service Agency

Bank of North Dakota

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