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Credit Cards

Spend securely and earn rewards

First International Bank & Trust offers widely accepted Visa® or MasterCard® options, with a great APR and the convenience of local service.

Find the card that’s right for you.

Answer a few quick questions and we’ll match you with the card suited for your spending habits.

Do you typically carry a balance on your card?

Yes No

Are rewards important in your decision to use a credit card?

Yes No

Are you willing to pay an annual fee to receive more robust rewards?

Yes No

Do you typically carry a balance on your card?

Yes No

Is it important that your credit card offer a low interest rate?

Yes, I often need to carry a balance No, I usually pay my balance in full

Are rewards important in your decision to use a credit card?

Yes No

Are you willing to pay an annual fee to receive more robust rewards?

Yes No

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Thank you for completing the questionnaire. Based upon your feedback, we recommend the Card for you.

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Thank you for completing the questionnaire. Based upon your feedback, we recommend the Card for you.

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5

Thank you for completing the questionnaire. Based upon your feedback, we recommend the Go or Amp Card for you.

Learn more (Go) Learn more (Amp)

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Thank you for completing the questionnaire. Based upon your feedback, we recommend the Card for you.

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Start Again?


Visa X Card

FIBT X Credit Card

eXperience the possibilities

Enjoy higher credit limits and greater flexibility in features and benefits with our premium credit card offer, the Visa X Card. Your everyday purchases, like dining, gas, and groceries, pay you back with the LiveFirst Rewards program.

  • Earn 1.5 LiveFirst rewards points for each dollar, triple and double points on bonus categories
  • 30,000 bonus LiveFirst Rewards points1
  • Sleek metal design
  • Access to Visa Concierge2
  • Low $95 Annual Fee
  • Click the X Card Visa Disclosures link below for a complete set of card rates and fees.

Apply Now   or   Explore X Card

X Card Visa Disclosures ›

Convert Existing FIBT Credit Card ›


Visa Go Card

FIBT GO Credit Card

GO make a statement

Enjoy the benefits of rewards with freedom from annual fees with our Visa GO Card. The low APR card offers more flexibility in how you choose to use your card, while still providing attractive features.

  • No annual fee
  • Earn one LiveFirst Rewards point per dollar
  • Redeem rewards for cash back, merchandise or travel
  • Click the Go Card Visa Disclosures link below for a complete set of card rates and fees

Apply Now   or   Explore GO Card

Go Card Visa Disclosures ›

Convert Existing FIBT Credit Card ›


Visa Amp Card

FIBT AMP Credit Card

AMPlify your reality

Spend with confidence with the Visa AMP Card. Finance purchases or transfer high-interest balances from your other cards, and take some time to build your credit or simply enjoy a low-interest lifestyle.

Apply Now   or   Explore AMP Card

Amp Card Visa Disclosures ›

Convert Existing FIBT Credit Card ›


Credit Cards at a Glance

 AMPGOX
New Cardmember Offern/a15,000 points when you spend $1500 in first 90 days330,000 points when you spend $4000 in first 90 days1
Annual Fee$0$0$95
Purchase APR11.49% - 23.49% APR712.49% - 24.49% APR713.49% - 24.49% APR7
Balance Transfer APR2.90% APR for first 12 months42.90% APR for first 6 months52.90% APR for first 6 months6
Balance Transfer Fee$5 or 3% of each transfer; whichever is greater$5 or 3% of each transfer; whichever is greater$5 or 3% of each transfer; whichever is greater
Earning Rewardsn/a1 point per $1 spent on purchases1.5 points per $1 spent on purchases
2X points on groceries and gas
3X points on dining
Using Rewardsn/aRegister and redeem at scorecardrewards.comRegister and redeem at scorecardrewards.com
Premium Perksn/an/aVisa Signature Concierge2



Credit Card Agreement Request

For a copy of a credit card agreement, fill out the form below or call us at 1-888-848-3428.

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