FIBT Online Privacy Policy
Last Revised: February 25th, 2025Welcome to First International Bank & Trust
This Online Privacy Policy explains First International Bank & Trust’s (FIBT) information-gathering and online policy practices for our websites, our mobile apps and any products or services subscribed to via our websites and mobile apps.
FIBT has developed policies and procedures to protect your personal information and privacy. As such, this Online Privacy Policy lets our users know what information we collect, why we collect it and what we do with it. FIBT’s goal is to collect and use only that information necessary to better understand you and provide you with a personalized experience.
FIBT Commitment to Your Privacy
- Acceptable Use of FIBT Website and Mobile Apps
- What kind of information does FIBT collect and when?
- How FIBT Uses Cookies or Tracking?
- How will I know if the Privacy Policy or Notice is Updated?
- What are the Online Banking Terms & Conditions?
- Who do I contact with questions on the Privacy Notice?
Acceptable Conditions of Use
This Privacy Notice is incorporated into and is subject to the FIBT Conditions of Use of www.fibt.com and our mobile apps. As a condition of your use of FIBT.com and our mobile apps, you warrant that you will not use the site or apps for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use the FIBT.com site in any manner that could damage, disable, overburden, or impair the FIBT.com site or interfere with any other party’s use of the site. If you do not agree to this Privacy Notice or the Conditions of Use of www.fibt.com, please do not provide us with any information and do not use this site.
For your convenience, FIBT.com also contains links to other websites and third parties (‘Linked Sites’). Linked Sites are not under the control of FIBT & therefore we are not responsible for the contents of any Linked Site. Once you link to another website from www.fibt.com, you are subject to the terms and conditions of that website, including but not limited to, its privacy policy.
This site is designed for your personal use
FIBT.com is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from www.fibt.com. FIBT automatically collects certain technical information about each visitor, including: your IP address, type of device used, type of browser used, screen resolution, the URL you visited prior to arriving at www.fibt.com and your devices operating system. Your IP address tells us both your Internet Service Provider (ISP) and the general geographic location from which you are connecting. We may also use your IP address to track the date and time you accessed our site and what page(s) you visited. This information is used internally by FIBT to customize the end user web experience, including proper formatting of our web pages.
Use of Cookies and Tracking Technologies
To enhance your experience on FIBT.com, we use cookies, pixel tags, and similar technologies. These technologies help us operate our website, understand how visitors use our site, and deliver content that is relevant to you. Cookies are small text files stored by your web browser on the device you use to access our website. They do not contain personal information and do not compromise your privacy or security. Instead, they create a unique, anonymous identifier that helps distinguish visitors to FIBT.com. You can choose to accept, reject, or manage your cookie preferences at any time through our cookie notice or by adjusting your browser settings. Please note that disabling certain cookies may limit the functionality of some features on our website.
Types of Cookies We Use
Strictly Necessary Cookies
These cookies are essential for the website to function properly. They enable core features such as page navigation, secure access to certain areas of the site, and system security. These cookies cannot be disabled.
Preference (Functional) Cookies
These cookies allow our website to remember choices you make, such as language, region, or text size, to provide a more personalized experience.
Statistics (Performance) Cookies
These cookies collect information about how visitors interact with our website, such as which pages are visited most often and how users navigate the site. This information helps us improve website performance and usability.
Marketing Cookies
These cookies may be used to deliver content and offers we believe may be relevant to you and to limit how often you see certain messages. Marketing cookies may be set by FIBT or by third-party partners and are only used where permitted by law and, where required, with your consent.
Third-Party Cookies
Some cookies may be placed by trusted third-party service providers who support our website operations, analytics, or advertising activities. These third parties may collect information about your online activities over time and across different websites. We encourage you to review the privacy policies of these third-party providers for additional information about their practices.
Do Not Track Disclosure
Some web browsers offer a “Do Not Track” (DNT) setting that allows users to signal a preference regarding online tracking. At this time, FIBT does not respond to Do Not Track signals, as there is no consistent industry standard for interpreting these signals and we are unable to ensure that all third-party partners would honor them. However, you may manage your cookie preferences through our cookie settings or your browser controls at any time.
Learn More About Cookies
Most web browsers allow you to control cookies through their settings, including the ability to refuse or delete cookies. To learn more about cookies and how to manage them, please visit:
Information Collected while Using the Application
While using the QR Code feature within the Zelle® application, and only with your prior permission, FIBT may collect or access photos and other information from your device's Contacts, Camera, and Photos applications. Any information collected or accessed by FIBT is used to provide features of the Zelle® service and/or to improve and customize the user experience. The information may be uploaded to our servers, or it may be simply stored on your device. You can enable or disable our access to this information at any time through your device settings.
We May Modify These Terms of Use
FIBT reserves the right, at our discretion, to change, modify, add or remove portions of this Online Privacy Policy at any time to comply with applicable state or federal regulations, utilize new technologies or to improve your FIBT.com experience. Please check back periodically to review our Online Privacy
Additional Online Banking Terms & Conditions Information
In addition to the terms above, further definition of Online Banking Terms & Conditions, as well as offered services are available for download.