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Savings Accounts

Save for a future project or a rainy day

Maintain the financial integrity of your business with a saving option from First International Bank & Trust.


Business Savings Account

Balance saving with flexibility

Build a business savings account with the convenience of no required opening balance—plus, up-to-the-minute account information and individual customer service. Earn interest based on your daily balance, and access your accounts anytime online or through or mobile app.

  • Learn more about Business Savings Account

      • Based on your average daily balance, your account earns a tiered annual percentage yield and interest rate. Interest is compounded quarterly. Annual percentage yield and interest rates could change at any time. For current rates, contact First International Bank & Trust.
        • Tier 1- Balances of $0 to $99,999.99
        • Tier 2- Balances of $100,000 to $499,999.99
        • Tier 3- Balances of $500,000 to $999,998.99
        • Tier 4- Balances of $999,999 or more
      • Convenient online savings account access
      • Quarterly statement
      • $6 per quarter service charge on accounts that do not maintain a $200 average quarterly balance

Find a Location

Please contact (800) 359-8092.


Business First Money Market

Put your cash to work for your business

With a money market business savings account, you maintain a minimum balance to earn tiered interest on your funds. Keep the option to make payments from this account, while earning a higher interest rate.

  • Learn more about Business Money Market

      • Based on your average daily balance, your balance earns a tiered annual percentage yield and interest rate. Interest is compounded monthly. Annual percentage yield and interest rates could change at any time. For current rates, contact First International Bank & Trust.
        • Tier 1- Balances of $1,000 to $24,999.99
        • Tier 2- Balances of $25,000 to $99,999.99
        • Tier 3- Balances of $100,000 to $499,999.99
        • Tier 4- Balances of $500,000 to $999,998.99
        • Tier 5- Balances of $999,999 or more
      • $1,000 minimum opening deposit
      • $15 per month service charge if balance falls below $1,000 any day of the statement cycle
      • Convenient online savings account access
      • Combined statement with checking account

Find a Location

Please contact (800) 359-8092.


Premium Money Market

Secure savings at industry-leading rates

Our highest-yield traditional savings option. Earn dividends on your high-balance account at a healthy rate, while maintaining anytime access.

  • Learn more about our Premium Money Market account

    • Earn Tiered Interest

      Based on your average daily balance, your balance earns a tiered annual percentage yield and interest rate. Interest compounds monthly. Annual percentage yield and interest rates could change at any time. For current rates, contact First International Bank & Trust.

      • Tier 1: Balances of $0 to $24,999.99
      • Tier 2: Balances of $25,000 to $249,999.99
      • Tier 3: Balances of $250,000 to $499,999.99
      • Tier 4: Balances of $500,000 to $999,998.99
      • Tier 5: Balances of $1,000,000 to $2,499,999.99
      • Tier 6: Balances of $2,500,000 and up
      Additional Information
      • Convenient Online Savings Account Access
      • Combined statement with checking account
      • $25,000 minimum deposit required to open the account
      • $15 service charge each statement cycle if the balance falls below $1,000 any day of the statement cycle
      • ATM and Debit Card are not available

Find a Location

Please contact (800) 359-8092.


Accounts at a Glance

 SavingsFirst Money MarketPremium Money Market
Opening BalanceNone$1,000$25,000
Service Charges$6 per quarter (on accounts that do not maintain an average quarterly balance of $200)$15 per month if balance falls below minimum for service charges and/or interest$15 per month if balance falls below minimum for service charges and/or interest
Transaction ChargesN/AOnly 6 pre-authorized withdrawals, automatic or telephone transfers, and debit card transactions per month. In person transactions are not limited. A $5 fee will be applied for each transaction over the limit.Only 6 pre-authorized withdrawals, automatic or telephone transfers, and debit card transactions per month. In person transactions are not limited. A $5 fee will be applied for each transaction over the limit.
Minimum Balance for Service Charges$200$1,000$1,000
Minimum Balance to Earn InterestNone$1,000$25,000
Statement FrequencyQuarterlyMonthlyMonthly
Earns InterestYes1Yes2Yes2
Visa® Debit & ATM CardFreeN/AN/A
Online Banking and Bill PayAvailableAvailableAvailable
eStatementNo ChargeNo ChargeNo Charge
Check WritingNoneYesYes
ChecksNoneFee depending on style of checks orderedFee depending on style of checks ordered
Check ImagesN/ANoNo
FIBT ATM accessFreeN/AN/A
Non FIBT ATMFees may be refunded3N/AN/A

Additional Information: