Treasury Management Services for Growing Businesses

Managing a business means balancing payments, payroll, cash flow, security, and day-to-day operations. First International Bank & Trust’s (FIBT) Treasury Management team provides practical tools and local support to help streamline financial processes, reduce risk, and keep your business moving forward. Our Treasury Management Services are designed to help businesses improve cash flow management, strengthen financial controls, reduce fraud risk, and gain greater visibility into business cash flow.

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Account Controls

Dual Control

Add an additional layer of oversight by requiring a secondary review and approval for designated transactions. Dual Control can be configured based on your business’ needs and user access, helping strengthen internal controls and reduce the risk of fraud or processing errors.

Real-Time Account Alerts

Stay informed with customizable alerts for account activity. Monitor transactions and other important account events so your team can quickly identify activity that may need attention.

Daily Reconciliation Options

Gain greater visibility into account activity with reconciliation options designed to help your business monitor transactions and keep financial records organized.

Multifactor Authentication

Add another layer of protection to online banking access with multifactor authentication. FIBT supports multiple verification options, including authentication apps, to help protect account access.

Additional Business Solutions

Business Credit Cards

Manage purchases, employee spending, and business expenses with a credit card solution designed to support your company's financial needs. Business credit cards can help simplify expense management, improve cash flow flexibility, and provide a convenient payment option for everyday purchases, travel expenses, equipment needs, and more.

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Merchant Services

Give customers more ways to pay. Merchant Services provide payment processing solutions that allow businesses to accept credit and debit card payments while helping simplify collections and improve customer experience.

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Kotapay

Kotapay provides electronic payment solutions designed to help businesses manage payments and collections more efficiently. From recurring transactions to customer payments, Kotapay offers secure technology that saves time and reduces administrative tasks.

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