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ACH Services

A Smarter Way to Move Money

Manage payments and collections more efficiently with a secure, cost-effective alternative to paper checks.




Talk to a Treasury Management Expert

Stay Efficient, Secure, and in Control


At First International Bank & Trust, ACH services help businesses streamline payment processing, improve cash flow, and reduce administrative workload. Whether you're paying employees, collecting rent, reimbursing staff, or managing vendor payments, ACH provides a faster and more reliable way to move money.

ACH transactions are processed electronically through the Automated Clearing House network, helping reduce paper checks, minimize manual data entry, and simplify account reconciliation. Our Treasury Management team can help you choose the ACH solution that best supports your business operations.

Three people working at desks with headsets on

Why ACH Services?


Save Time
  • Automate recurring payments and collections, reducing manual processing and paperwork. 
Reduce Costs
  • Lower the expenses associated with printing, mailing, and processing paper checks. 
Improve Cash Flow
  • Schedule payments more efficiently and gain better visibility into incoming and outgoing funds. 
Increase Accuracy
  • Help minimize data entry errors and simplify reconciliation through electronic processing.

Frequently Asked Questions

What are ACH services?

ACH services allow businesses to send and receive electronic payments through the Automated Clearing House network. ACH can be used for payroll, vendor payments, collections, reimbursements, and more.

What are the benefits of ACH payments?

ACH payments help businesses reduce costs, improve efficiency, automate recurring transactions, and reduce reliance on paper checks. 

Can I use ACH for payroll?

Yes. ACH is commonly used for direct deposit payroll, allowing employees to receive funds securely and conveniently. 

Can I upload files from my accounting software?

Yes. ACH services allow businesses to upload files directly from accounting software or enter payment information through an online gateway. 

What is Same Day ACH?

Same Day ACH provides additional flexibility by allowing eligible payments to be processed more quickly, including last-minute payroll changes and time-sensitive invoice payments. 

Are ACH services right for my business?

ACH services are ideal for businesses that process recurring payments, manage payroll, collect payments, or want a more efficient alternative to paper checks. A Treasury Management specialist can help determine the best solution for your needs.

Ready to Simplify Your Payments?

 

Spend less time processing transactions and more time focusing on your business. ACH services offer a secure, efficient way to manage payments, collections, and cash flow while reducing operational costs.


Contact us below or call our Customer Care Center at (800) 359-8092 and ask for Treasury Management to learn more about ACH services and other Treasury Management solutions.


Talk to a Treasury Management Expert


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