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About Us

Who is FIBT?

First International Bank & Trust (FIBT) is a full-service, family-owned, independent community bank serving a wide range of communities across North Dakota, South Dakota, Minnesota, and Arizona. Since our humble beginnings in 1910, we have built a strong foundation on the bond between our employees and our customers. Over the years, we have grown from a single bank in Arnegard, North Dakota, to more than 30 branches spanning four states, but our heart is the same, we are here to help you “Live First”.

At FIBT, we stand behind that guiding principle and do everything we can to help you say yes to the moments that let you Live First. We offer a diverse range of products to make your life-changing moments a reality. When people hear the word bank, they often think of checking accounts, savings accounts, and loans, but we offer so much more, including business banking, commercial loans, mortgage loans, agricultural loans, and treasury management.

In 2018, we acquired a Fargo-based electronic payments processor now known as Kotapay. As a result, we can provide offerings beyond the average bank, including ACH solutions, credit card processing, and custom payment portals.

Our goal is and will continue to be, to help our customers Live First. Whether it is “saying yes” to your dream home, taking your business to the next level, or your child’s college education, we are here to help make it happen.

First International Bank & Trust (North Dakota, South Dakota, Minnesota, and Arizona) is owned by Watford City Bancshares, Inc., which is owned by the Stenehjem family. First International Bank & Trust is a full-service, independent community bank, a member of FDIC, and an equal housing lender.

Business Banking, Personal Banking