Lock in Your Market Interest Rate Before You Say Yes

First International Bank & Trust allows you to lock in and secure your market interest rate without a property address, allowing you to shop for your home without concern of a changing interest rate environment.

Secure Account Sign In

Peace of Mind

When searching for your dream home, rising interest rates may be a concern. First International Bank & Trust’s Lock-N-Shop allows you to lock-in your interest rate while your still searching. This provides you with the peace of mind of knowing your rate before committing to your purchase.

Traditional

You must have a purchase agreement on a new home prior to locking in your rate.

Lock-N-Shop

You can hold your rate while shopping for a new home

Start Your Journey Today

Our mortgage experts are ready to guide you through the front door of your dream home. Help us customize your home buying journey.

What Our Customers are Saying

This is why we do what we do. Hear from our customers who said yes to Living First.

Need to Refinance?

We’re here to help. Depending on current rates, refinancing can potentially lower your monthly mortgage payment, pay off your mortgage sooner or provide cash for future projects. Contact a lender today for more information.

Refinance