Josie Cotterman

Josie Cotterman

Mortgage Loan Officer

Office: (480) 751-2761

Mobile: (602) 882-3083


Fax: (480) 214-4337

NMLS: #227713

With over 25 years in the banking industry, Josie found her niche’ in the mortgage arena.  Her focus has always been to listen to her clients so she can assist them with all aspects of the lending process. Whether you are looking to purchase, refinance, or build a new home, Josie prides herself on making sure the process goes as smoothly as possible.  She always wants to make sure the clients understand everything and guides them through from beginning to end.

When Josie is not working, she enjoys spending time with her husband, Tom, and her two sons, Skylar and Noah. She spends her free time hiking and enjoying the many outdoor activities Arizona has to offer.

"Josie was a fantastic Loan Officer. I am a Real Estate Agent for 50 years. My experience with her was like back in the 70's when you knew and worked directly with the loan officer and new what was going on every minute. It was an easy and rewarding experience. I work with Loan officers every day and I can attest to the fact that it was a smooth stress free transaction. Have already referred Josie a client I sold a home to last week. My client is also very happy with her." - Mary M.

  • "Working with Josie was great - she was professional, nice, and always responded right away with any questions and concerns we had." - Greg F.
  • "Josie was amazing and guided us through the process seamlessly. Her and her team were top notch and very professional." - Mark S.
  • "We were blown away. Didn't think an experience with a bank could be this incredible! Josie is amazing!" -Chance T.