Commercial Banking Across Our Footprint
FIBT is a full-service, family-owned community bank focused on long-term relationships. With locations across North Dakota, South Dakota, Minnesota, and Arizona, our commercial banking team works closely with business owners to support growth, manage cash flow, and plan for what’s next.
Payments, Payroll, and Cash Flow Support with Kotapay
For businesses that move money every day, efficient payment processing matters. Through Kotapay, a division of FIBT, businesses gain access to secure ACH payment solutions that support payroll, vendor payments, collections, and other recurring transactions. Kotapay works behind the scenes to help businesses streamline payment workflows, reduce manual processes, and keep cash moving reliably, all with the backing of a relationship-focused community bank.
Looking for Something More Specific?
Still starting up? That is great news. If your business is early in its journey, our small business banking team offers accounts, tools, and guidance designed to help you get established and grow with confidence.
Explore Small Business Banking
Work the Land or Manage an Ag Operation?
You may be in the right place, but we also have solutions built specifically for agriculture. From operating lines to land and equipment financing, our ag banking team understands the cycles and realities of farming and ranching.
Explore Ag Banking Solutions
