Business Loans
The right financing for your success
Whether you need cash to operate, or capital to expand, First International Bank & Trust can help you get there.
Operating Loans
Fund operations and access capital
With a variety of terms and products for businesses of any size, business operating loans give you access to cash when you need it and the added benefit of tax-deductible interest.
Revolving
A revolving line of credit lasts multiple years and lets you borrow money from your loan account repeatedly as you pay back the balance that you owe.
Non-revolving
A non-revolving line of credit is a one-time-use loan that provides a set limit of funds to borrow as you need them. The line of credit typically lasts for one year.
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Equipment Loans
Get the gear you need to get the job done
Whether you need to buy a fleet of vehicles, or outfit your office with equipment, we can help you finance. Equipment financing allows you to:
Obtain easy approval.
The equipment you’re purchasing will be used to secure your loan, minimizing the impact of financial history on approval.
Manage risk.
Mitigate the uncertainty of investing in a capital asset.
Benefit from tax incentives.
The maximum annual tax deduction for financing equipment is currently set at $500,000, which means, financing is often entirely tax deductible for small business owners.
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Commercial Real Estate Loans
Buy or refinance your facilities
Give your business room to grow with financing for expansion or new construction. First International Bank & Trust offers long term financing, and bridge loans for your commercial expansion, or your building project, including multi-family construction or permanent housing.
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Reserves Based Lending
Tailored solutions for oil and gas operators
Fuel your energy project with financing that works as hard as you do. Our Reserves Based Lending program allows you to leverage the value of your oil and gas reserves to access capital today — supporting development, operations, and strategic growth. Whether you're an independent operator or a larger enterprise, we tailor solutions to match your production profile and goals.
Work with a lending partner who understands your field and your future. Click the button below to get started via email or call us at (833) 842-2924.
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