Process Payroll with Confidence

Process Payroll with Confidence

Kotapay, a leading ACH provider, has been specializing in direct deposit of payroll and electronic payment solutions for over 25 years. Kotapay is owned by First International Bank & Trust, an independent community bank since 1910, with over $3 billion in assets. First International Bank & Trust has 28 locations in Minnesota, Arizona, and North Dakota.

As a branch of a federally regulated financial institution, Kotapay is in a unique position to deliver payment solutions to companies while also providing the safety, soundness, and security only a bank can provide.

Kotapay has one of the most sophisticated, safest, and efficient payment systems in the industry. Transactions submitted to Kotapay are scanned through our internal fraud system, which identifies potentially fraudulent or unusual transactions. These transactions are then manually reviewed before being released into the ACH Network. Kotapay's internal underwriting, procedures, and adherence to NACHA Operating Rules ensure all approved payments get to their intended destination.

First International Bank & Trust selected for Prairie Business 50 Best Places to Work

First International Bank & Trust selected for Prairie Business 50 Best Places to Work

Congratulations and thank you to our bank family!

The September issue of Prairie Business magazine features First International Bank & Trust among its annual list of the 50 Best Places to Work. Earlier this year, the magazine sought nominations from employers. The Best are selected based on benefits, workplace culture, employee morale, and other factors.

After analyzing more than 1400 nominations, First International Bank & Trust was selected, making this our sixth year on The Best list. “Congratulations to our employees. Their commitment to providing the best service for our customers and creating a supportive culture ranks us among the best,” says Peter Stenehjem, First International Bank & Trust President.

The September issue of Prairie Business can be read here.

Now Open for Business in Chandler, AZ

Now Open for Business in Chandler, AZ

First International Bank & Trust opened the doors to its newest branch this week in Chandler, Arizona. The full-service branch is located at 6025 W Chandler Boulevard, at the cross-street of N Kyrene Road.

The opening of the Chandler location is the 28th branch across the bank’s footprint and its fourth in the Phoenix Metro area. In addition to accommodating day-to-day personal and commercial banking needs, First International Bank & Trust provides mortgage, wealth management, private banking, and insurance services. The building was fully renovated and boasts a modern elegant space and is staffed with financial experts whose mission is to welcome guests and have them leave feeling like family.

Beyond traditional banking services inside the branch, extended hours are offered through a drive-up interactive teller machine, which connects to a live virtual banker through video conference, offering added convenience for busy commuters in the area.

"When we were looking at possible locations, Chandler was a natural fit. It complements our existing locations, in Gilbert, Scottsdale, and Phoenix to ensure our customers can easily access a banking professional, no matter where their day’s travels take them," says Erik Stenehjem, First International Bank & Trust Arizona President.

First International Bank & Trust traces its family-owned, four-generation roots to North Dakota, where its first branch was chartered and opened in 1910. The first branches local to the Phoenix area opened in 1995.

SecureAlerts - You instantly know

Introducing SecureAlerts.

SecureAlerts notifies you the moment something important happens in your account through instant messages sent via text*, push notifications, email, or to your Online Banking message center. Know exactly what´s happening with your money, and watch for suspicious activity with this free service.

SecureAlerts allows you to receive information about your money, delivered in the way you choose. Want to know when a check clears, or a cash withdrawal is made at an ATM? More concerned about your account balance and automatic deposits? With SecureAlerts, you choose what transactions you want instant notification on.

Messages are sent instantly using any of the delivery channels you choose, via text message*, push notifications, email or your First International Bank & Trust Online Banking Message Center.

Set up your real-time SecureAlerts today using your First International Bank & Trust app.

  • Log into your app
  • Select More from the main menu
  • Tap the new Alerts tile and select the alerts you´d like to set up

Don´t have the app? No worries.

  • Log on to Online Banking
  • Select Alerts
  • Click each Category in Alert Options to view the list of available alerts
  • Select the Alerts you want to receive for each account

You´ll receive a message the moment any of your alerts are triggered. It´s that simple.

*Message and data rates may apply.

Picture of a bunch of credit cards

Major Data Breach at Capital One Exposes Information on Millions of Customers

A data breach to Capital One servers recently exposed the personal information of nearly 106 million of its customers and applicants. The hack comes a week after the settlement reached between Equifax and the Federal Trade Commission concerning a hack in 2017 that affected 147 million customers. The Federal Trade Commission advises, if you aren´t monitoring your credit already, now is the time to start. Read more here.

Stay on top of your personal credit picture with Credit Sense, available free of charge to our online banking users. Credit Sense allows you to access your credit score on-demand, monitor key changes on your credit report, and receive tips for increasing your buying power and credit score.