This year is expected to be one of the highest online shopping years ever. With the ease of being able to shop at home on your couch, consumers are realizing there is no need to face busy crowds and wait in long lines when you can order virtually every gift online.
With this in mind, here is what you need to be cautious of:
Click Here Emails: Be careful with emails that state you are being given a holiday gift or free gift from a popular merchant. Beware of the ‘Click Here’ catch.
Retailer Email Scam: Be cautious of emails you receive from retailers saying your account is about to expire and your account will be de-activated if you don’t follow the provided steps.
Bargain Shopper: If you are a bargain shopper, make sure to check online for reviews on Google or the Better Business Bureau. Type in the seller’s name/business with “scam” and see if it checks out.
Gift Cards: If you are purchasing gift cards for that hard to buy person, make sure to check the back of the card to verify that the area with the protective scratch-off hasn’t been tampered with.
Charity Giving: The holidays bring out the warm side of people and the desire to spread holiday cheer. If you decide to donate to a charity, make sure it’s one that you are familiar with. Research before donating.
When shopping online, you can follow these steps:
- Only provide card or account details on secure websites when checking out. Look for the padlock symbol.
- Use PayPal to check out, if possible.
- Always keep your device’s security software up-to-date.
- Check account statements and report any suspicious transactions immediately.
Happy holidays and safe shopping!