Charter One is a management organization that handles the business aspects of a variety of schools, including American Leadership Academy (ALA), a group of tuition-free public charter schools based in Arizona. With an ambitious growth plan, Charter One knew they needed good bankers, and that search led them to First International Bank & Trust (FIBT). Since our relationship started in 2017, FIBT has helped Charter One with lines of credit, commercial loans, and even business strategies.
Relationship-Driven Business Solutions
Bank with people who believe in you.
Relationship-Driven Business Solutions
Bank with people who believe in you.
“Many business owners don’t have great banking relationships. They’re a small fish in a big pond. With First International Bank & Trust, you can be a big fish. That’s what we found in them: we found people who believed in us and believed in what we were doing, which was very powerful.”
- Bill Guttery, CEO of Charter One
At FIBT, we cherish the opportunity to support our clients through every phase of their business journey – from idea to launch to expansion.
Being a business owner demands strength, resilience, and a strong support network, including a trusted financial partner.
Wherever you’re at, we’d love to come alongside you and help you achieve your goals.
A Full Suite of Services
Since 1910, FIBT has been owned and operated by the same family. We know that we're only as strong as the communities we serve. That's why we invest our time, resources, and passion to support local organizations, schools, and families in need. When you bank with us, you have access to a full array of products and services, customized and specialized to meet your unique circumstances.
Business Checking & Savings
Our online banking services make it easy to manage your business with up-to-the-minute account information, easy records retrieval, and electronic bill pay.
Business Lending
Whether you need cash to operate or capital to expand, we can help you with financing, tax-deductible interest, and specialty loan programs.
Treasury Management
Online wire services, remote deposit capture, merchant and lockbox services, Same Day ACH, Positive Pay fraud protection, and so much more.
Evolve Card Payment Solutions
Move to card-based payments to capitalize on every dollar leaving your business – and take control with a sophisticated, streamlined online platform.
Kotapay
Our payments division makes payroll easy with fast, secure, reliable payroll direct deposit, helping you reduce costs and lower the risk of errors.
Enterprise Retirement Solutions
Provide valuable benefits for yourself and your employees with custom retirement plans – from the initial consultation to ongoing management.