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Credit Sense Help Center

Frequently Asked Questions

What is Credit Sense?

Credit Sense provides credit score information that helps make your credit rating more understandable. It also helps you learn how the information on your credit report translates into a score.

How can Credit Sense help me?

Credit Sense does much more than simply show you your Credit Score. It also offers a wide array of tools that can help you improve your Score:

  • A free Credit Score
  • Analysis of each component of your score so you know where it comes from
  • Clear, simple explanations of factors that impact your score
  • A calculator that shows how purchases, payoffs and other decisions will affect your score

Is Credit Sense really free?

There is no cost to you whatsoever for the Credit Sense credit score services.

Is my information safe with Credit Sense?

Credit Sense uses industry-standard security practices to protect your data.

Is my Credit Score affected when I use Credit Sense?

Using Credit Sense will never directly impact your credit score. When Credit Sense accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.