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Updated Bill Pay/Zelle Terms & Conditions

Terms of Service for our online and mobile banking solutions

From time to time, updated Terms of Service are published for users of our online and mobile banking solutions. If you currently use Bill Payment or Zelle® and have logged into online banking in the last few days, you may have already noticed these updated Terms of Service. In order to continue using the features and functionality of Bill Payment and Zelle, you will need to review and accept these updated Terms of Service. If you have already completed this process, no additional action is needed at this time. For those who have not had a chance to accept the updated Terms of Service, we have included detail instructions below on how to complete the process within either online or mobile banking.

Accepting the updated Terms of Service within Mobile Banking:
Step 1: Once you have logged into the First International Bank & Trust Mobile Banking app, you will need to click on the Transfer & Pay button at the bottom of the screen


Step 2: Within the Payments section, you will see a link to accept the updated Terms of Service


Step 3: Clicking this link will bring you to a screen which allows you to review and select “I Accept”


Once you have completed the process, you will have the ability to continue using the features and functionality of Bill Pay and Zelle.


Accepting the updated Terms of Service within Online Banking:
Step 1: Once you have logged into Online Banking through your preferred browser, you will need to click on Payments from the top navigation bar


Step 2: The updated Terms of Service will automatically appear on the screen for your review 
Step 3: Check the box next to “I Accept” and select the Continue button to complete the process

Once you have completed the process, you will have the ability to continue using the features and functionality of Bill Pay and Zelle

If you have any questions please feel free to contact your First International Bank and Trust Customer Care team at 1-800-359-8092.


Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.






Personal Banking, Security