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Mortgage Loan Closer - Secondary Market
Department: | Mortgage Operations |
Location: | Minot, ND |
First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.
As a Secondary Market Mortgage Loan Closer you will be responsible for reviewing and finalizing mortgage loan documents, ensuring compliance with regulations and company policies, and facilitating a smooth closing process for our secondary market customers.
This is an in-office position.
Key Responsibilities:
- Provide exceptional customer service and support to borrowers throughout the closing process.
- Review and verify all loan documentation to ensure accuracy and completeness.
- Prepare and review closing disclosure statements and other required documents.
- Coordinate with borrowers, lenders, and title companies to facilitate the closing process.
- Respond to loan officer questions about their Closing Disclosure and any other closing documents.
- Address and resolve any issues or discrepancies that arise during the closing process.
- Work with the title companies by providing the closing fees applicable to each file and obtaining an approved Closing Disclosure.
- Maintain thorough records of all transactions and communications.
- Ensure compliance with federal, state, and FIBT regulations and guidelines.
- Attend periodic training, staff and/or department meetings to remain current on policy or procedural changes and new product offerings.
Qualifications:
- High school diploma or equivalent; associate's degree or higher in finance, business, or related field preferred.
- Proven experience in mortgage closing, processing, or similar role preferred.
- In-depth knowledge of mortgage lending practices, closing procedures, and regulatory requirements preferred.
First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities.
We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:
- Health, Dental & Vision
- 401K Retirement Plan with Employer Match
- Paid Parental Leave
- Life and Disability Insurance
- Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.
Equal Opportunity Employer