Benefits

Comprehensive, competitive employee benefits are central to your career.

At First International Bank & Trust our employees are our most valued asset. Our benefit plans are specifically designed to offer you a wide range of options, programs and resources to meet your needs. Based on your employment status, you’ll receive:

Medical Plan

First International Bank & Trust offers two group medical plans. The high deductible health plan featuring a Health Savings Account (HSA), provides both medical coverage and a pre-tax way to help build savings for future medical expenses. First International Bank & Trust contributes cash to your HSA each pay period. Matching contribution amounts are based upon your employment status and your selected medical coverage. Coverage for this benefit begins after a specified waiting period.

Wellness Program

At First International Bank & Trust we care about the well-being of our employees. We offer a wellness program to employees, so you have the resources and tools to help you understand your overall health all while earning incentives.

Life Insurance and AD&D Insurance

First International Bank & Trust provides, at no cost to you, group life insurance and accidental death and dismemberment insurance. Coverage for this benefit begins after a specified waiting period.

Disability Insurance

First International Bank & Trust provides short-term and long-term disabilitiy coverages in the event you become disabled. This benefit is offered at no cost to you and is available after a specified waiting period.

Flexible Benefit Plan

First International Bank & Trust has a flexible benefits program, which allows you to use pre-tax dollars to pay for certain medical and dependent care expenses. There are three components of our flexible benefits program:

  • Medical Spending Account - you can contribute any amount up to the annual IRS maximum.
  • Dependent Care Spending Account - you can contribute any amount up to the annual IRS maximum.
  • Premium Conversion - allows pre-tax premium deduction for specified benefit plans.

Personal Time Off (PTO)

At First International Bank & Trust, we believe in creating a healthy work-life balance for our employees. As a new employee, you will receive a generous PTO package. Depending on your start date, PTO will be pro-rated for the first calendar year of employment and is available for use after a specified waiting period. Thereafter, the full amount of PTO will be administered at the beginning of each new year.

Additionally, the amount of PTO you earn continues to accrue year-after-year as a reward for your years of service at First International Bank & Trust. Along with PTO, First International Bank & Trust observes most federal holidays.

Holidays

The following holidays are recognized - New Year's Day, President's Day, Memorial Day, Independence Day, Labor Day, Veteran's Day, Thanksgiving and Christmas Day (or one other religious holiday).

401(k) Profit Sharing Plan

After 12 consecutive months of your employment with First International Bank & Trust, during which you work at least 1,000 hours and attainment of age 21, you will be eligible to participate in the 401(k) profit sharing plan. First International Bank & Trust will match funds to a certain percentage of employee contributions, up to a maximum of 5%, dependent on your contributions and plan stipulations.

Employee Discounts

As an employee of First International Bank & Trust, you will have access to certain bank services at a discounted, reduced service charge.

School/Seminar Reimbursement

Upon management approval and continued tenure qualifications, First International Bank & Trust may pay costs for Banking school or any schooling or seminars that would enhance your job performance, enabling you to continue in your professional goals.